Welcome

  • Welcome To Our Web Site. We Will Help You With ...

  • Purchasing A New Home...

  • Get You Out Of Your High Fixed Rate...

  • An FHA or VA Loan...

  • Whatever your funding needs. We can help. Get Started. Apply Online Today...

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Complete this 30 second form to receive a no obligation consulation. We will analyze your situation and determine the best solution.

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Welcome To Fidelity Guaranty Funding

At Fidelity Guaranty Funding, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 50 investors. This allows us to get you the best rates on all types of loan programs including: 30 yr. mortgage, 20 yr. mortgage, 15 yr.  mortgage, 10 yr. mortgage, 1 yr. ARMS, 3 yr. ARMS, 5 yr. ARMS, 7 yr. ARMS, 10 yr. ARMS, Conventional, Jumbo, Home Equity Lines, FHA, VA, Commercial and Private/hard Money loans. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor), Multi-Family or Commercial, we'll fit your needs!

Fidelity Guaranty Funding is an affiliate of Pacific Mortgage Consultants Inc., one of the most respected Mortgage Brokers in San Francisco Bay Area and Licensed as a Real Estate Broker by California Bureau of Real Estate (BRE Lic. 01378482, NMLS Lic. 2131).

Purchase

We work conforming and non-conforming real estate loans.

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Refinance

We can help you lock in a long term fixed rate and get out of your ARM.

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Latest News

Fed in 'real debate' on rate hike in early to mid-2015: Lockhart

Dennis Lockhart, President of the Federal Reserve Bank of Atlanta, arrives at the opening reception of the Jackson Hole Economic Policy SymposiumFederal Reserve is focused on an initial interest rate hike between the first quarter and the middle of next year, with possible changes in its main policy statement as soon as next month, Atlanta Fed President Dennis Lockhart said on Saturday. "It is reasonable with the improving data to begin to anticipate a change in the basic interest rate policy and, therefore, it is quite a reasonable debate as to whether that ought to be early 2015 or mid-2015 or even later," Lockhart told Reuters in an interview here. "The debate is real." Lockhart said he continues to forecast a rate increase in mid-2015, with economic growth hovering around 3 percent, and that he feels it is "still early" to change the central bank’s main policy statement. "Even with good data, and we have had a run of very good data on balance, you still can only draw tentative conclusions," said Lockhart, who does not presently have a vote on the Fed's main policy committee.


Find Your Payment*

Term Rate APR Payment
30 Yr Fxd 4.125% 4.356%
15 Yr Fxd 3.25% 3.669%
5 Yr ARM 2.99% 3.048%


*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

Testimonials

What People Are Saying

"Tom is extremely knowledgeable, very honest, very effective in communicating through the entire process - it was a breath of fresh air to work with Tom."

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