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  • Purchasing A New Home...

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Welcome To Fidelity Guaranty Funding

At Fidelity Guaranty Funding, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders for the challenging scenarios for residential or commerical mortgages.

We shop for the best loan program with unbeatable terms from our network of more than 80 residential and more than 50 commercial and private investors and lenders. This allows us to get you the best rates on all types of loan programs including: 30 yr. mortgage, 20 yr. mortgage, 15 yr.  mortgage, 10 yr. mortgage, 1 yr. ARMS, 3 yr. ARMS, 5 yr. ARMS, 7 yr. ARMS, 10 yr. ARMS, Conventional, Jumbo, Home Equity Lines, FHA, VA, USDA, HARP, Commercial and Private/hard Money loans. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor), Multi-Family or Commercial, we'll fit your needs!

Fidelity Guaranty Funding is an affiliate of Pacific Mortgage Consultants, Inc., one of the most respected and experienced Mortgage Brokerages in California Licensed as a Real Estate Broker by California Bureau of Real Estate (BRE Lic. 01378482, NMLS Lic. 2131 www.nmlsconsumeraccess.org).  Privacy Notice can be found under About Us page.

Tom Khorram,  Mortgage Professional
CA Bureau of Real Estate Lic. 01361472
NMLS Lic. 240920


We work conforming and non-conforming real estate loans.

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We can help you lock in a long term fixed rate and get out of your ARM.

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Latest News

Big palm oil's pledge to preserve forests vexes Indonesia

An aerial photo shows smoke from peatland fires near a piece of heavy equipment in a forestry concession in Ogan IlirBy Michael Taylor JAKARTA (Reuters) - The Indonesian government is asking major palm oil companies to row back on the historic “no deforestation” pledges they made at last year’s United Nations climate change summit, officials and company sources say. Major palm oil companies were invited to a series of meetings at the economics ministry last week, where officials expressed concern the pledges the plantation companies made are causing big problems for smaller palm oil firms in their supply chain, the sources told Reuters. The government has asked palm oil firms who signed the Indonesian Palm Oil Pledge (IPOP) to exempt smallholders because they are not yet ready to practice the same level of sustainable forest practices as the big players, said Musdhalifah Machmud, deputy minister for food and agriculture at the coordinating ministry for economic affairs.

Find Your Payment*

Term Rate APR Payment
30 Yr Fxd 3.99% 4.241%
15 Yr Fxd 3.125% 3.561%
5 Yr ARM 2.99% 3.233%

*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.


What People Are Saying

"Tom is extremely knowledgeable, very honest, very effective in communicating through the entire process - it was a breath of fresh air to work with Tom."

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