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  • Purchasing A New Home...

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Welcome To Fidelity Guaranty Funding

At Fidelity Guaranty Funding, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders for the challenging scenarios for residential or commerical mortgages.

We shop for the best loan program with unbeatable terms from our network of more than 80 residential and more than 50 commercial and private investors and lenders. This allows us to get you the best rates on all types of loan programs including: 30 yr. mortgage, 20 yr. mortgage, 15 yr.  mortgage, 10 yr. mortgage, 1 yr. ARMS, 3 yr. ARMS, 5 yr. ARMS, 7 yr. ARMS, 10 yr. ARMS, Conventional, Jumbo, Home Equity Lines, FHA, VA, USDA, HARP, Commercial and Private/hard Money loans. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor), Multi-Family or Commercial, we'll fit your needs!

Fidelity Guaranty Funding is an affiliate of Pacific Mortgage Consultants, Inc., one of the most respected and experienced Mortgage Brokerages in California Licensed as a Real Estate Broker by California Bureau of Real Estate (BRE Lic. 01378482, NMLS Lic. 2131 www.nmlsconsumeraccess.org).  Privacy Notice can be found under About Us page.

Tom Khorram,  Mortgage Professional
CA Bureau of Real Estate Lic. 01361472
NMLS Lic. 240920


We work conforming and non-conforming real estate loans.

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We can help you lock in a long term fixed rate and get out of your ARM.

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Latest News

U.S. consumer spending slowing, but business investment poised to rise

A customer pushes her shopping cart through the aisles at a Walmart store in the Porter Ranch section of Los AngelesBy Lucia Mutikani WASHINGTON (Reuters) - U.S. consumer spending barely rose in October as households took advantage of rising incomes to boost savings to their highest level in nearly three years, pointing to moderate economic growth in the fourth quarter. Anemic consumer spending will probably do little do change expectations that the Federal Reserve will raise interest rates next month as other data on Wednesday showed a surge in business spending plans in October and a drop in new applications for unemployment benefits last week. The Commerce Department said consumer spending edged up 0.1 percent after a similar increase in September.

Find Your Payment*

Term Rate APR Payment
30 Yr Fxd 3.99% 4.234%
15 Yr Fxd 3.125% 3.562%
5 Yr ARM 3.375% 3.537%

*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.


What People Are Saying

"Tom is extremely knowledgeable, very honest, very effective in communicating through the entire process - it was a breath of fresh air to work with Tom."

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